Windscreen Insurance

UK

  • - Most comprehensive policies include windscreen cover
  • - Chip repair: usually FREE, no excess, no claims impact
  • - Full replacement: GBP 50-100 excess, no claims impact
  • - Third-party only policies: NOT covered
  • - Check your policy - some exclude ADAS recalibration

US

  • - Comprehensive coverage includes windshield
  • - Deductible applies ($100-500 typical)
  • - Some states (FL, AZ, KY, SC, MA, CT) mandate zero-deductible windshield replacement
  • - Filing a claim usually does NOT increase premiums